FV Bank Banking Fees Structure

Standard Fees Agreement effective January 15th, 2025


Fees for Business Accounts


Application/Account Opening Fee

Business Plus
$200.00
Business Prime
$750.00
Foreign Deposit Account Enabling Fee
$100.00
Monthly Fee
$200.00 / $750.00 - depends on the risk classification

Deposits (per transaction)

ACH (US Accounts only)
$5.00
ACH via Lead Bank
Limit Fee
< $25,000.01 $15.00
$25,000.01 - $75,000.00 $40.00
$75,000.01 - $100,000.00 $50.00
$100,000.01 - $225,000.00 $100.00
> $225,000.00 $150.00

FVNet
No Charge
Domestic Wire
$20.00
International Wire
$65.00 – third party fees may apply
SWIFT
(via FV Bank SWIFT CODE ITTLPRS2XXX)
Limit Fee
< $50,000.01 $35.00
$50,000.01 to $100,000.00 $45.00
$100,00.01 to $1,000,000.00 $75.00
> $1,000,000.00 $100.00
USDC Stablecoin
Limit Fee
$0 - $1,000,000 * 0.04 %
$1,000,001 - $4,000,000 0.06 %
$4,000,001 - $8,000,000 0.09 %
$8,000,001 - $99,999,999 0.1 %
* Minimum $15.00
PYUSD Stablecoin
Limit Fee
$0 - $1,000,000 * 0.04 %
$1,000,001 - $4,000,000 0.06 %
$4,000,001 - $8,000,000 0.09 %
$8,000,001 - $99,999,999 0.1 %
* Minimum $15.00
USDT Stablecoin
Conversion Fee: Market Rate + 3 basis points (0.03%)
Market Rate is the real-time price we pay to convert USDT to USD from our
third-party suppliers.
* Minimum $15.00
Foreign Currency Deposits
$35.00
Wire Deposits via Lead Bank
Limit Fee
< $25,000.01 $40.00
$25,000.01 - $75,000.00 $50.00
$75,000.01 - $100,000.00 $75.00
$100,000.01 - $225,000.00 $100.00
> $225,000.00 $150.00

Withdrawals (per transaction)

ACH
$12.00
FVNet
$5.00
Wire Transfer (Domestic USA)
$35.00
Wire Transfer International
$75.00
ACH Transfer via Lead Bank
Limit Fee
< $25,000.01 $15.00
$25,000.01 - $75,000.00 $40.00
$75,000.01 - $100,000.00 $50.00
$100,000.01 - $225,000.00 $100.00
> $225,000.00 $150.00

Domestic Transfer via Lead Bank
Limit Fee
< $25,000.01 $40.00
$25,000.01 - $75,000.00 $50.00
$75,000.01 - $100,000.00 $75.00
$100,000.01 - $225,000.00 $100.00
> $225,000.00 $150.00

Cross-border Payments
$35.00
Stop Payment
$50.00
Returned Deposited Item
$75.00
Add Authorized User
$100.00
Confirmation Letter
$100.00
USDC Stablecoin
0.10% or 10 bps of withdrawal amount
Minimum Fee : $25.00
Maximum Fee : $1500.00
PYUSD Stablecoin
0.10% or 10 bps of withdrawal amount
Minimum Fee : $25.00
Maximum Fee : $1500.00

Fees for Individual Accounts


Application/Account Opening Fee
$25.00 (Currently Waived)
Foreign Deposit Account Enabling Fee
$100.00
Monthly Fee
$25.00 (Currently Waived)
Dormancy Fee
$10.00 per month


Deposits (per transaction)

ACH (US Accounts only)
$5.00
ACH via Lead Bank
Limit Fee
< $25,000.01 $15.00
$25,000.01 - $75,000.00 $40.00
$75,000.01 - $100,000.00 $50.00
$100,000.01 - $225,000.00 $100.00
> $225,000.00 $150.00

FVNet
No Charge
Domestic Wire
$20.00
International Wire
$65.00 – third party fees may apply
SWIFT
(via FV Bank SWIFT CODE ITTLPRS2XXX)
Limit Fee
< $50,000.01 $35.00
$50,000.01 to $100,000.00 $45.00
$100,00.01 to $1,000,000.00 $75.00
> $1,000,000.00 $100.00
USDC Stablecoin
Limit Fee
$0 - $1,000,000 * 0.04 %
$1,000,001 - $4,000,000 0.06 %
$ 4,000,001 - $8,000,000 0.09 %
$8,000,001 - $99,999,999 0.1 %
* Minimum $15.00

PYUSD Stablecoin
Limit Fee
$0 - $1,000,000 * 0.04 %
$1,000,001 - $4,000,000 0.06 %
$ 4,000,001 - $8,000,000 0.09 %
$8,000,001 - $99,999,999 0.1 %
* Minimum $15.00

USDT Stablecoin
Conversion Fee: Market Rate + 3 basis points (0.03%)
Market Rate is the real-time price we pay to convert USDT to USD from our
third-party suppliers.
* Minimum $15.00

Foreign Currency Deposits
$35.00
Wire Deposits via Lead Bank
Limit Fee
< $25,000.01 $40.00
$25,000.01 - $75,000.00 $50.00
$75,000.01 - $100,000.00 $75.00
$100,000.01 - $225,000.00 $100.00
> $225,000.00 $150.00

Withdrawals (per transaction)

ACH
$12.00
FVNet
$1.00
Wire Transfer (Domestic USA)
$35.00
Wire Transfer International
$60.00
ACH Transfer via Lead Bank
Limit Fee
< $25,000.01 $15.00
$25,000.01 - $75,000.00 $40.00
$75,000.01 - $100,000.00 $50.00
$100,000.01 - $225,000.00 $100.00
> $225,000.00 $150.00

Domestic Transfer via Lead Bank
Limit Fee
< $25,000.01 $40.00
$25,000.01 - $75,000.00 $50.00
$75,000.01 - $100,000.00 $75.00
$100,000.01 - $225,000.00 $100.00
> $225,000.00 $150.00

Cross-border Payments
$35.00
Stop Payment
$25.00
Returned Deposited Item
$75.00
Confirmation Letter
$100.00
USDC Stablecoin
0.10% or 10 bps of withdrawal amount
Minimum Fee : $25.00
Maximum Fee : $1500.00
PYUSD Stablecoin
0.10% or 10 bps of withdrawal amount
Minimum Fee : $25.00
Maximum Fee : $1500.00


Fees Applicable to All Accounts


Account Research Fee: This is a fee charged for extensive research on your transaction. Customers will be advised before research begins if a fee will apply. $40.00 per hour / 1-hour minimum.

Cross Border or Currency Conversion Transaction Fee
Deposits
0.00-2.00% depending on currency


*Disclaimer: Some products and services may not yet be available. Please contact sales@fvbank.us for more details.*