About FV Bank

Meet the Founding Team



Miles Paschini
Miles Paschini

Miles is an investor and serial entrepreneur with almost 30 years of experience in building innovative businesses in mobile and financial services markets. He holds seven issued patents related to payment processing services. As the founder of EWI Holdings, the company was successfully sold to Blackhawk Inc in 2006. Recently, he developed internationally award-winning debit card products that were implemented by the industry's leading e-wallet and settlement operators in over 70 countries.

Nitin Agarwal
Nitin Agarwal

Nitin is a Fintech investor and a payment product specialist with over 15 years of experience in developing, marketing, and selling financial services products on a global scale. He is the co-inventor of industry-leading debit card products adopted by users in over 70 countries. Nitin has worked with companies such as First American, PayPal, and Wave-Crest, demonstrating in-depth knowledge of payment processing. He specializes in building wallet products for cross-border payments.

Meet the Management Team



Frank J. Serra

Frank J. Serra

Chief Financial Officer

Frank J. Serra

​​Frank is a seasoned financial executive with over 26 years of experience in the asset management business, primarily focusing on mutual funds and institutional clients. He has held numerous positions, including Director, President, CEO, COO, Interim CCO, and Director of Administration and Operations. Most recently, he served as the CEO of Santander Asset Management LLC, an asset management firm with over $4 billion in assets under management, specializing in fixed income.

Luz Mabel Del Valle

Luz Mabel del Valle

Chief Risk and Compliance Officer

Luz Mabel Del Valle

Luz has 20 years of deep expertise in bank operations, compliance, risk analysis, and executive management. She held a long-standing position as Principal Examiner – Subject Matter Expert in Compliance at the OCIF. She plays a key role in overseeing FV Bank's risk management team and monitoring regulatory compliance. Previously, she served as the Chief Compliance and Accounting Officer at Encanto Group and as the Chief Compliance Officer at Stern International Bank.

Luiselle De La Rosa

Luiselle De La Rosa

Operations Manager

Luiselle De La Rosa

Luiselle is an experienced Operations & Customer Service Manager with over 15 years of expertise in the banking industry, covering all areas of operational processes, AML/KYC, and sanctions program requirements. She has extensive experience in both Domestic & International banking operations, including the implementation of start-up banks. Luiselle is an expert in Travel Rule requirements, SWIFT, ACH Payments, and both manual and online Federal Reserve Bank Wire Processes.

Madhu Balasubramanian

Madhu Balasubramanian

Head of Core Banking and Cards

Madhu Balasubramanian

Madhu is a solution architect and technologist with 17 years of experience exclusively in the Banking/Financial domain. He is very passionate about creating simple and practical solutions to complex problems. Madhu has been involved in the creation and maintenance of multiple core banking, cards, and payments systems.

Esther Guttman

Esther Guttman

Head of Trust Services

Esther Guttman

Esther is a seasoned executive with over 20 years of experience in working with startups in the Processing & Financial Services industry. She excels at building operations from the ground up and has managed cross-functional teams across different geographies. Esther has held a position as COO, overseeing operations in ten different countries, while actively engaging with various stakeholders, including regulators, in the mobile payments ecosystem arena.

Jennifer Yaris Rodríguez

Jennifer Yaris Rodríguez

Senior Trust Officer

Jennifer Yaris Rodríguez

Jennifer is a trust and fiduciary services professional with over 10 years of experience in local and foreign financial entities. Her diverse background includes roles as a trust operations risk analyst, custody account officer, and trust accountant. She is recognized for her commitment to safeguarding customer assets and her expertise in implementing audit recommendations while adhering rigorously to regulatory protocols.

Larry Herbinaux

Larry Herbinaux

Head of Architecture & Integrations

Larry Herbinaux

Larry is an experienced, hands-on software architect involved in the architecture, design, and implementation of microservices, service-oriented architectures, and distributed systems. He has been in the software industry since 1990 and has worked on many high-profile projects for companies such as Microsoft, Qualcomm, and Wireless Knowledge. Over the last 16 years of his career, he has been dedicated to evolving technology within the payment and prepaid industry.

Join our growing team of Experts

We’re growing fast, building a diverse team across the world who share our vision and values.
Join us in shaping the future of financial services


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Disclaimer: Some products and services may not yet be available. Please contact sales@fvbank.us for more details.