About FV Bank

A Fintech, Blockchain and Cryptocurrency focussed bank

Starting off in 2018 being a global digital bank – FV Bank is now a full service bank that seamlessly integrates traditional banking and digital assets management into a single regulated account.

Over 20 years in making, FV Bank was founded by payments entrepreneurs Miles Paschini and Nitin Agarwal, out of a passion - providing a hassle-free banking experience to fintech, crypto and blockchain companies.

Meet the Founding Team



Miles Paschini
Miles Paschini

Miles is an investor and serial entrepreneur with almost 30 years experience in building innovative businesses in mobile and financial services markets. He has seven issued patents related to payment processing services. He was the founder of EWI Holdings which was sold to Blackhawk Inc in 2006. Recently he developed internationally award-winning debit card products which were implemented by the industries leading e-wallet and settlement operators in over 70 countries.

Nitin Agarwal
Nitin Agarwal

Nitin is an investor in Fintech and a payment product specialist with over 15 years’ experience in building financial services products, marketing and selling them on a global scale. He is the co-inventor of the industries leading debit card products adopted by users in over 70 countries. He has worked with companies like First American, PayPal and Wave-Crest and has an in-depth knowledge of payment processing and specializes in building wallet products for cross border payments.

Expert team members



Frank J. Serra

Frank J. Serra

Chief Financial Officer

Frank J. Serra

Frank is a seasoned financial executive with over 26 years of experience on asset management business primary on mutual funds and institutional clients. He has held numerous positions as Director, President, CEO, COO, Interim CCO and Director of Administration and Operations. Most recently, he was the CEO for Santander Asset Management LLC, an asset management with over $4 billion in asset under management focus on fixed income.

Ada Casiano

Ada Casiano

Chief Compliance Officer

Ada Casiano

Ada has more than 7 years in compliance and banking regulation experience. She has held various compliance positions with financial institutions in New York and Connecticut including but not limited to Regulatory Compliance Counsel and VP Compliance Officer in addition to having worked with banking regulators. Ada has also worked as an attorney in the private and public sector.

Larry Herbinaux

Larry Herbinaux

Head of Architecture & Integrations

Larry Herbinaux

Larry is an experienced, hands-on software architect involved in the architecture, design, & implementation of microservices and service-oriented architectures, and distributed systems. He's been in the software industry since 1990 and has worked on many high-profile projects for companies such as Microsoft, Qualcomm, & Wireless Knowledge. He has spent the last 16 years of his career helping to evolve technology within the payment & prepaid industry.

Luiselle De La Rosa

Luiselle De La Rosa

Director of Operations

Luiselle De La Rosa

Luiselle is an experienced Operations & Customer Service Manager with over 15 years of experience in the banking industry in all areas of operational processes, AML/KYC and sanctions programs requirements. Experienced in Domestic & International banking operations and implementing start-up banks, Luiselle is an expert on Travel Rule requirements, SWIFT, ACH Payments and both manual and online Federal Reserve Bank Wire Process.

Madhu Balasubramanian

Madhu Balasubramanian

Head of Core Banking and Cards

Madhu Balasubramanian

Madhu is a solution architect, a technologist and has 17 years of experience exclusively in the Banking / Financial domain. He is very passionate about creating simple and practical solutions to complex problems. He has been part of creation and maintenance of multiple core banking, cards and payments systems.

Esther Guttman

Esther Guttman

Head of Trust Services

Esther Guttman

Esther is a seasoned executive with over 20 years of experience in working with startups in the Processing & Financial services industry – building operations from the ground up while managing cross functional teams across different geographies. Esther held a position as COO, managing operations in ten different countries, while participating with different players - including regulators - in the mobile payments’ ecosystems arena.

Join our growing team of Experts

We’re growing fast, building a diverse team across the world who share our vision and values.
Join us in shaping the future of financial services


Join the team


Disclaimer: Some products and services may not yet be available. Please contact sales@fvbank.us for more details.