About FV Bank

Frank is a seasoned financial executive with over 26 years of experience on asset management business primary on mutual funds and institutional clients. He has held numerous positions as Director, President, CEO, COO, Interim CCO and Director of Administration and Operations. Most recently, he was the CEO for Santander Asset Management LLC, an asset management with over $4 billion in asset under management focus on fixed income.

Luz has 20 years of deep expertise in bank operations, compliance , risk analysis, and executive management. Luz has held a long-standing position as Principal Examiner – Subject Matter Expert in Compliance at the OCIF, and plays a key role in overseeing FV Bank's risk management team & monitoring regulatory compliance. She was previously Chief Compliance and Accounting Officer at Encanto Group, and Chief Compliance Officer at Stern International Bank.

Luiselle is an experienced Operations & Customer Service Manager with over 15 years of experience in the banking industry in all areas of operational processes, AML/KYC and sanctions programs requirements. Experienced in Domestic & International banking operations and implementing start-up banks, Luiselle is an expert on Travel Rule requirements, SWIFT, ACH Payments and both manual and online Federal Reserve Bank Wire Process.

Madhu is a solution architect, a technologist and has 17 years of experience exclusively in the Banking / Financial domain. He is very passionate about creating simple and practical solutions to complex problems. He has been part of creation and maintenance of multiple core banking, cards and payments systems.

Rafael has 19 years of experience in the banking industry with 17 of them in BSA/AML Compliance. He has worked in local institutions as well as in other International Financial Entities where he was able to oversee Audits, System Validations, complex investigations along with many other projects. He is a Certified Anti-Money Laundering Specialist, Certified Homeland Protection Associate and was part of the Puerto Rico second Drug Enforcement Administration Citizens Academy.

Esther is a seasoned executive with over 20 years of experience in working with startups in the Processing & Financial services industry – building operations from the ground up while managing cross functional teams across different geographies. Esther held a position as COO, managing operations in ten different countries, while participating with different players - including regulators - in the mobile payments’ ecosystems arena.

Jennifer is a trust and fiduciary services professional with over 10 years of experience in local and foreign financial entities. Her diverse background includes roles as a trust operations risk analyst, custody account officer, and trust accountant. She is recognized for her commitment to safeguarding costumer’s assets and her expertise in implementing audit recommendations and adhering rigorously to regulator protocols.

Larry is an experienced, hands-on software architect involved in the architecture, design, & implementation of microservices and service-oriented architectures, and distributed systems. He's been in the software industry since 1990 and has worked on many high-profile projects for companies such as Microsoft, Qualcomm, & Wireless Knowledge. He has spent the last 16 years of his career helping to evolve technology within the payment & prepaid industry.